Track Financial

How it Works

Ready to get on track with your financial goals?
Here’s how it works.

Ready to Get on Track with Your Financial Goals?

Book a Free Discovery Call Today.

Step01.

Book a Discovery Call

Whether you’ve just discovered us or you’ve been referred by someone you know, it all starts by contacting us. You can book a no-obligation discovery call with our team at a time that’s convenient for you. In the call, we’ll discuss your current financial situation and what you’re looking to achieve. Whether you’re buying your first property, assessing a commercial property investment, or you want to refinance your current loan, we can help.

Step02.

Quick Assessment

After our call, we’ll offer a quick assessment at absolutely no charge. In this assessment, we’ll tell you what you might be able to achieve, based on your current situation. If you’re not quite ready to achieve your property and finance goals, we’ll advise you on how you can work towards them as quickly as possible.

Step03.

Document Collection

If you’re ready to proceed, we’ll start collecting your documents. In this stage, we’ll perform all the necessary formal checks to ensure that you can proceed to the next stage. This ensures we have the most up-to-date information, as well as saving time later in the process.

Step04.

Lender Research

In this stage, we will conduct thorough research on various lenders that we believe will be a good fit for your circumstances. You won’t need to pay any fees to us at this stage – or any stage throughout the process.

Step05.

Presentation of Strategy

After conducting our lender research, we will provide a formal assessment with a variety of loan options for you to decide between. We’ll show you the different lender options, interest rates and loan amounts, and explain any pros and cons so you can make an informed decision.

Step06.

Application Phase

Once you have decided on your preferred product, we’ll prepare and submit formal applications to your chosen lender. In this phase, the lender might request additional information or documentation which you may need to provide. We will ensure that you understand exactly what is required, so this process is as streamlined as possible.

Step07.

Settlement

Finally, once your loan application is approved, the lender will create your official loan offer documents, and we can begin the settlement phase. For purchases, this involves preparing any further funds required or settlement. For refinancing, this includes preparing a discharge with your existing lender so that they can prepare to switch your accounts over.

We guide our clients through this process and maintain communication with their solicitors to ensure that everything progresses seamlessly. If you have any questions throughout this process, we are available to help.

Step08.

Ongoing Support

After your loan is settled, we are still available for ongoing lifetime support, should you ever need anything. For instance, if you have any questions about refinancing your loan or adjusting your offset accounts, we can assist you with this or anything else you need help with.

We are experienced home buyers but new to the Australian home buying market. Ben was always professional and efficient in his explanation of the process and was always available to answer questions whenever required. We would have no hesitation in recommending Ben and Track Financial as a home loan broker.

Johnathan

Home Owner

Professional service, up to date and great knowledge of the benefits and downfalls of each product. Faultless processing from Track Financial making buying a house far less stressful. Appreciate it guys! Keep up the good work.

Wesley

Home Owner

Ben and the team at Track Financial provided excellent assistance and advice throughout our refinance process. We have used other brokers before and had always been disappointed but Ben exceeded our expectations and achieved a great outcome for us. We would recommend his services without hesitation.

Kate

Home Owner

Ben is a very professional businessman. I have found him very helpful in my dealings with him, his knowledge is also great and his recommendations are also very helpful. I would absolutely recommend Ben to anyone who is in need of a better rate on their home lone. One other thing i really appreciate is your newsletters and how you keep me updated on what is going on with the interest rates and so on, i find that interesting. Thanks Ben, i will definately continue to use and benefit from your services.

David

Property Owner

Ben helped us to find the loan that we needed and an excellent interest rate which made it possible to get the house that we needed. He worked through every thing with us and it wasn’t easy for Ben as we are off shore and had to do it by email and phone. I would recommend Ben to any one else that is looking for a loan.

Marcus

Home Owner

A great service by the whole team, very supportive in every step and helped in every way they could. Highly recommended

Yvonne

First Home Buyer

It was a pleasure working with Ben and his team. From initial mortgage strategy, through to planning and implementation the process was simple and easy to understand. It was a great customer experience. Saved lots of money by using various mortgage strategies to suited my finances. Already have recommended Ben to various others.

Diego

Property Owner

Ben’s friendly and professional manner throughout the process of refinancing made me feel confident knowing he understood what I required and arranging everything in a stress free way. I will be recommending Ben to my family and friends.

Lisa

Property Owner

Knowledge Hub.

Video

What Is An Offset Savings Account?

Learn More

Ready to Start The Process?

Book a free discovery call today.

TEL: +61 2 8051 3215